Enrollment & Timing
Enroll vs. delay, Part B and Part D timing, and retirement dates.
How we support your clients
Advisor Medicare Support
White-glove Medicare support designed to work as an extension of your business and strengthen the advisor-client relationship.
Recognize the moment
When Medicare Enters the Planning Conversation
Advisors do not need to become Medicare experts. The key is knowing when to bring in a specialist.
Whenever possible, start the Medicare conversation 3–6 months before age 65, retirement, or a major coverage change.
Early coordination can help prevent missed enrollment windows, avoidable penalties and last-minute client confusion.
Turning 65
Age-based Medicare decisions begin.
Retiring
Coverage and enrollment timing may change.
Leaving employer coverage
Part B timing needs attention.
Considering COBRA
Medicare timing still needs a separate review.
Still contributing to an HSA
Enrollment can affect contribution eligibility.
Coordinating spouse coverage
Household coverage timelines may differ.
Concerned about IRMAA
Income can affect Medicare premiums.
Employer Coverage
Active employer coverage, COBRA, retiree coverage and spouse coordination.
Medicare + Financial Planning
HSA timing, IRMAA, income-related premiums and retroactive Part A.
Coverage Selection
Medigap, Medicare Advantage, prescriptions, providers, doctors, costs and networks.
Nationwide Support
Nationwide Medicare Support. No Consultation Fee.
Plan Medicare provides Medicare consultations at no cost to the client. Brian is licensed in all 50 states and appointed/contracted with more than 50 insurance companies, allowing clients to receive broad Medicare guidance without paying a separate advisory fee.
Plan Medicare may be compensated by insurance carriers when an enrollment occurs.
A Simple Handoff
You stay the quarterback.
We handle the Medicare details.
A seamless extension of your client experience, from the initial introduction through the written recap.
Warm Introduction
Advisor or CSA introduces the client and shares the basic timing and coverage details we need to get started.
Medicare Consultation
Plan Medicare handles timing, coverage coordination, plan comparison and enrollment support.
Written Recap
Advisor receives a client-safe written recap with the decision, timeline, key watch-outs, next steps and follow-up items.